Ringo Lam, founder of Wisers Information Ltd, puts it succinctly: 一直租樓的林永君，認為不用供樓，壓力已經小得多。他說﹕「很多朋友工作幾年，儲錢買樓結婚，不久生仔。最初供樓跟着生仔，再供退休計劃，一世人供供吓就供到退休。」對此他一點不認同。 林永君解釋﹕「很簡單，一買樓已壓住筆首期，例如值300萬的樓，一開始付100萬，再加上每個月供的錢，比租金多出5至6千元。現時任何一個基金都可以提供每年5至7%的回報，以20年計，原本的100萬，與每個月多付的數千元，若用來供一個基金，每條數20年後都各自可以有100萬的利息回報。」他指若物業20年後升少過200至300萬，已是一盤虧本的數。 And that’s why I’ve resisted the pressure to own a property, especially now that I’m in Hong Kong. Technorati Tags: 林永君 供樓 Ringo Lam Help spread the word!
I’m just curious. Who does housework in her knickers? Technorati Tags: Vogue Damaris Justin Anderson knickers sexy chore lingerie designer Help spread the word!
It is well documented that for every mile that you jog, you add one minute to your life. This enables you, at age 85, to spend an additional five months in a nursing home at $5,000 per month. A man spent $400 to join a health club last year, but hasn’t lost a pound. Apparently,… Read More »
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10 inspiring ways to eliminate most of your worries, written over a hundred years ago by Sibyl F. Partridge and were printed in a very old edition of Dale Carnegie’s “How to Stop Worrying and Start Living.” Just for today I will be happy. This assumes that what Abraham Lincoln said is true, that “most… Read More »
My name is Peter Stuyvesant. I have two friends named Benson & Hedges. I rode a White Horse from a town called Marlboro to go for a Kent Holiday in the Salem High Country. With a packet of Winston cigarettes in my hand, I entered the House of Dunhill. Just opposite the Consulate Palace and… Read More »
A 35-year-old Japanese man shows how to get up, eat breakfast and get ready for work in five minutes. Related post: Deadlines… Technorati Tags: Japanese deadlines breakfast work funny video Help spread the word!
Tired of boring survey results by the government-controlled media sources in Singapore? Most statistics published by the Straits Times, such as 99% of Singaporean want their flats upgraded (duh, who doesn’t?), are of little consequence in the grand scheme of things. Here are some stuff that you should know about Singapore but the compliant media… Read More »
Before you indulge in knowledge one-upmanship on your iPhone or any other electronic gagdets, just remember that not everything on the Internet can be trusted and your mileage of truth will definitely vary. Technorati Tags: MSNBC iPhone apps knowledge turn-off Help spread the word!
Ok, maybe not all. Created as part of Linz‘s efforts to celebrate being the European Capital of Culture for 2009, the six rooms of the Pixel Hotel are essentially recycled spaces scattered across this quaint city in Austria. Hotel guests – if they can even be acknowledged as such – get to stay, for example,… Read More »